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Student Housing

Student housing is residential rental property primarily serving college or university students.

Student housing is residential rental property primarily serving college or university students. Fannie Mae describes its multifamily student housing business as financing apartment buildings principally serving undergraduate or graduate students.

Property operations example: identify the property and the student population it serves when describing this housing type. A lender's student-occupancy thresholds belong to that financing program rather than a universal definition.

Source: Fannie Mae Multifamily, Student Housing.

Frequently Asked Questions

Does every lender classify student housing the same way?

Not necessarily. A financing program may define its own student-occupancy thresholds and other criteria. Check that program's definition when using its classification.

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Related Terms

  • Multifamily Property
  • Occupancy Rate
  • Build-to-Rent

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Appreciation

Property appreciation is an increase in a property's market value over time.

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Asset Management

Strategic oversight focused on financial maximization, capital allocation, risk management, and long-term asset value growth for property owners.

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Asset Repositioning & Adaptive Reuse

The strategic redevelopment and physical conversion of obsolete real estate into alternative commercial, residential, or mixed-use assets.

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Build-to-Rent

Build-to-rent is housing constructed with the intention of renting the completed homes.

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Capital Expenditure (CapEx)

Long-term investment funds used to improve, replace, or add major physical property assets that are capitalized rather than expensed immediately.

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