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Vendor Certificate of Insurance (COI) Verification
A risk management workflow verifying contractors maintain required liability and workers' comp coverage with additional insured endorsements.
Vendor Certificate of Insurance (COI) Verification is an ironclad operational risk management workflow validating that all third-party contractors and service providers carry active commercial general liability, auto liability, and workers' compensation coverage before entering a property.
Across both residential and commercial property management, managers must confirm that property ownership and the management entity are explicitly named as 'Additional Insured' with Primary and Non-Contributory endorsements and Waivers of Subrogation. This protocol shields asset owners from vicarious liability, mechanic's liens, and direct injury lawsuits arising from contractor negligence on site.
Frequently Asked Questions
Why must property managers require additional insured endorsements on vendor COIs?
Listing the property owner and management company as additional insureds extends the contractor's liability policy to defend the landlord in legal claims arising from the contractor's work.
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