Tenant Screening & Underwriting Criteria
Standardized benchmarks evaluating creditworthiness, financial solvency, and operating track records for residential and commercial applicants.
Tenant Screening & Underwriting Criteria are standardized, objective qualification benchmarks used by property managers and asset managers to evaluate prospective occupants consistently, lawfully, and financially.
In residential property management, criteria assess consumer credit reports, verifiable income-to-rent ratios (typically 2.5x to 3x monthly rent), landlord references, and Fair Housing-compliant background checks. In commercial real estate, underwriting focuses on corporate solvency: 3 years of audited balance sheets and P&L statements, business tax returns, Dun & Bradstreet PAYDEX scores, corporate standing with the Secretary of State, and creditworthy personal or parent-company lease guaranties.
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